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Fraud Alert - Holiday Season Fraud
The holiday season brings out the best in most people but there are some who take advantage of the opportunity to commit fraud against unsuspecting consumers. Below are two of the more common schemes targeting consumers and some general recommendations to help reduce the risk of loss.
- Gift Card Stripping
Holiday gift cards are attractive to fraudsters because they are usually displayed in the open and can be easily taken from a display counter. They contain no customer information until loaded by the store and are subsequently handled just like cash.
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- Debit Card Skimming
Fraudsters can use a special scanner to collect data off a debit card that can later be used to make unauthorized purchases. Often, the person owning the card has no idea that their information has been compromised.
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